UNLOCK MORE VALUE
Sweeten your retail therapy with a
welcome gift of 10% cash back*
Earn cash back on your spend
Cash back daily
Earn
1.6% cash back on
your
spend^ all year round
No minimum spend required &
no cap
on cash back earned
Earn unlimited cash back
with no spend requirements.
Redeem your cash back instantly on-the-go
Enjoy the convenience of redeeming
your cash back for
cash
rebate via SMS
Top 4 credit card features
Smart Portal World Privileges
Get exclusive deals and discounts with Smart Portal Credit Card
Smart Portal Paylater
Turn your big purchases into small payments
Smart Portal Installment
Convert your credit card statement retail balance into installments
Smart Portal Quick Cash
Instant cash# to get things done right away
Apply now to start earning limitless cash back
Get a new Credit Card from your phone or computer in an easy, paperless signup process
Basic fee of S$192.60 inclusive of
GST
(first year waived)
Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year
Age 21 or older
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip
Terms and Conditions
•By responding to any advertisement relating to the Credit Card and providing your personal data, you consent to Smart Portal Bank contacting you in respect of the Credit Card including via the telephone.
•*Welcome offer eligible for new Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 31 Oct 2023. Click here to view the Credit Card 10% Cash Back Welcome Offer Terms & Conditions.
•^Spend refers to eligible retail purchases as defined in the Cardmember's Agreement.
•#Instant disbursement is available only for Smart Portal Bank Deposit Accounts displayed during the funds disbursement option.
•Click here to view the Cardmember's Agreement.
•Click here to view the Information Sheet.
•Click here to view the ABS Credit Card Guide.
•Click here for the Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.
•^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.
•Click here for more details on complimentary travel insurance.