HDB OR PRIVATE HOME LOAN (NEW PURCHASE)

Fast-forward your online home loan approval to 60 minutes


Acquire your dream house faster with our financing solutions.

Loan Amount
$20,000
$10,000
$500,000
Tenure
24 months
12 months
72 months
Downpayment
10%
5%
40%
Your monthly payment
$ 870

Apply Now
*Calculations are indicative and intended only as a guide.
Calculations are based on the average rate of our lowest risk businesses.
App showing the loan calculator

Benefits

Fast, simple and secure loan application

Apply securely via Myinfo and get your home loan approved within 60 minutes.

Comprehensive range of home loan packages

Choose from our wide range of fixed and variable pricing packages to suit your needs. Borrow up to 75% of your property's valuation.

Eco-care Home Loan

Be part of a greener Singapore with your sustainable home and enjoy significant savings.

ECO-CARE HOME LOAN

Verify that your home will be energy efficient with the Tropical Home Energy Efficiency Assessment (THEEA) developed by the Building and Construction Authority (BCA). Complete it in just 2 minutes before applying for the OCBC Eco-Care Home Loan.

Enjoy these benefits with your sustainable home:

  • Promotional 3M Compounded SORA pricing package
  • One-time S$88 bill rebate when you sign up for Senoko's LifeGreen24 plan
See all Eco-Care Loans
Home loan

Process

1. Find out how much you need

Use our calculator to find out the loan amount you need to buy your HDB or private home.

2. Submit your application

Choose the type of financing required, select the loan package and submit your documents online. The application process takes just 10 minutes with Myinfo.

3. Wait for our letter of offer

If your loan is approved, you will receive a letter of offer via email and SMS. Otherwise, we will contact you if we need more information.

4. Accept our loan offer

You can accept our loan offer by clicking on the link in the email or SMS. Your letter of offer will be generated automatically after you accept. Please read through the terms and conditions carefully before accepting.
Apply or Accept

Apply for a Home Loan today
or have us call you regarding In-Principle Approval (IPA) or to find out more.