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Get up to 2% cashback with lower interest rates from 2.88% p.a. (EIR 5.79% p.a.)
Borrow from Us
Calculations are based on the average rate of our lowest risk businesses.
Apply now to start earning Smart Cash benefit
Get cash disbursed to any existing bank account of your choice
Get big things done in an instant
Get your loan approved in 60 seconds.
Cash on your terms
Get it anytime on your mobile phone and repay with plans up to 60 months.
Simple and Hassle-free
No documents required and no hidden fees
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip
Terms and Conditions
•By responding to any advertisement relating to the Loan Application and providing your personal data, you consent to Smart Portal Bank contacting you in respect of the Loan Application including via the telephone.
•*Welcome offer eligible for new members only with S$800 qualifying spend in the first 2 months. Promotion valid till 31 Oct 2023. Click here to view the Loan 2% Cash Back Welcome Offer Terms & Conditions.
•^Spend refers to eligible retail purchases as defined in the Loan's Agreement.
•#Instant disbursement is available only for Smart Portal Bank Deposit Accounts displayed during the funds disbursement option.
•Click here to view the Member's Agreement.
•Click here to view the Information Sheet.
•Click here for the Frequently Asked Questions.
•^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.